Don’t Be Afraid to Refinance: 6 Options to Meet Your Financial Needs
Mar26

Don’t Be Afraid to Refinance: 6 Options to Meet Your Financial Needs

The 2008 recession did a number on the housing market. So many people were behind on their mortgage payments while others lost their homes entirely, and to top it all off, the unemployment rate was sky high. But amid the rubble, there’s a silver lining: Interest rates are lower than ever. Because of the circumstances surrounding the crash, the Federal Reserve System started buying mortgage-backed securities in 2008, which drove down...

Read More
Tax Deductions: Yea or Nay?
Feb09

Tax Deductions: Yea or Nay?

Tax season is here and filers, both individual and business, are digging through last year’s documents searching for ways to lower their tax liability or beef up refunds. While some of their findings may be completely legit, others could raise eyebrows at Uncle Sam’s headquarters. Here are some commonly claimed deductions, and the consensus regarding their legality. You might be surprised. Furry Friends Rover and Bruno may be your...

Read More
Four Ways To Optimize Your Personal Finances In 2015
Feb09

Four Ways To Optimize Your Personal Finances In 2015

As 2015 picks up steam, more and more people are hunting for strategies to optimize their personal finance picture. Is that you? If so, let’s tackle several techniques you can employ to make it happen. 1. Visit Your Insurance Agent. If you’re serious about optimizing your personal finances in 2015, be sure to visit your local insurance agent. I’m always surprised by the number of people who don’t think to find...

Read More
Resisting Temptation: 5 Smart Ways to Use Your Tax Refund
May10

Resisting Temptation: 5 Smart Ways to Use Your Tax Refund

By trusting instinct and intuition, the right decision can become obvious from the wrong one. But desires are hard to resist. Now that your tax refund is sitting in your account, don’t let temptation overrule a smart monetary choice, and follow what your financially responsible gut tells you to do. Use five percent of your refund for a fun purchase, and feel good about investing the remaining 95 percent in any of the following:...

Read More
Use Tax Write-Offs to Start Your Business Off Right
Feb21

Use Tax Write-Offs to Start Your Business Off Right

Small businesses provide 55 percent of all jobs in the United States, notes the SBA, proving the American dream is certainly alive and well. You might feel like competing with big business is not worth the hassle, but since 1990, big business has cut 4 million jobs, while small business has accounted for 23 million net new jobs since the 1970s. But you know success does not come easy. There is always more to do and more to learn....

Read More
Taxes Suck! 7 Ways to Stick It To Uncle Sam
Feb03

Taxes Suck! 7 Ways to Stick It To Uncle Sam

Let’s admit it: everyone wants a lower tax bill. Well, everyone wants the combo of mo’ money AND a lower tax bill. Doesn’t that sound like a “have your cake and eat it, too” scenario? Maybe. But then again….maybe not. Too many people pay WAY too much money on their tax bill. Sometimes they pay more because of poor decisions, but often it’s just because they don’t understand how taxes work and where to look for awesome...

Read More