Bond funds occupy an uncomfortable and awkward corner of investing. They carry the reassuring phrase “fixed income,” often pay regular distributions, and can sit inside portfolios designed to reduce … [Read More...]
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Does A Young Person Really Need Life Insurance?
A young person does not automatically need life insurance. If nobody relies on that person's income and no one would face a serious financial burden after their death, buying a policy may solve a … [Read More...]

Your Employer Picks the Investments in Your 401(k) — What Happens When Workers Say They’re Bad Choices?
Your employer usually does not decide where every dollar in your 401(k) goes. Instead, the company or its retirement-plan committee generally chooses the investment menu, while workers choose from … [Read More...]

Here’s What Changes When You Become a Preferred Customer At Your Bank
Becoming a preferred customer at a bank can change far more than the name printed on your account screen. Depending on the bank and the program, customers with larger balances or deeper relationships … [Read More...]

You’re Still Paying for Last Month’s Groceries — Is Buy Now, Pay Later Helping or Hurting?
Buy Now, Pay Later can make a $160 grocery bill look much friendlier at checkout. Instead of handing … [Read More...]

New $1,700 Federal Scholarship Tax Credit Starts in 2027 — IRS Proposes Rules for Who Can Claim It
A new federal tax credit could be worth up to $1,700 for taxpayers who donate to qualifying … [Read More...]

IRS Wraps Up 2026 Tax Forums — Here’s What Tax Pros Were Told About the 2027 Filing Season
Nearly 13,000 tax professionals attended IRS events across five U.S. cities this year, getting an … [Read More...]

10 Dividend Stocks That Could Put Money In Your Pocket All Year
Dividend stocks can turn owning a piece of a company into something more tangible: cash arriving in … [Read More...]
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Disclosure
The Free Financial Advisor is not an investment advisor and the comments posted herein are opinions of the authors. While they have been professionals at one time, since the authors are not currently registered investment advisors or brokers, their opinions should be considered those of amateurs.





