Are You an Overnight Success Waiting to Happen? Our Cuppa Joe Discussion.
May31

Are You an Overnight Success Waiting to Happen? Our Cuppa Joe Discussion.

Having found out today that the Zune is probably dead, I look at Microsoft and think “this was a good idea gone wrong.” From outside appearances, Microsoft never really identified what the brand “Zune” stood for. At one point it was a music player. Then it was a music service. Now, because Microsoft couldn’t make up it’s mind, it’s soon to be nothing. It seems to be a textbook case of jumbled product design. The iPod never had that...

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5 Fees I Hate More Than The New Spirit Airlines B.S. Bag Charge: Our Cuppa Joe Discussion
May10

5 Fees I Hate More Than The New Spirit Airlines B.S. Bag Charge: Our Cuppa Joe Discussion

It’s Thursday! That means we’re grabbin’ a cup of coffee and talking about my opinion on anything I find amusing that particular day (my favorite topic). Spirit Airlines, who should really just change their name to “We Will Do Anything To Alienate Our Customers,” announced last week that they plan to charge $100 to give you the pleasure of placing a bag in the overhead bin. If it’ll fit under your seat or on your body, you’re still...

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Being Okay With “I’m Not Okay” Financially: Our Cuppa Joe Discussion
Apr26

Being Okay With “I’m Not Okay” Financially: Our Cuppa Joe Discussion

As I chronicled on Erin Shanendoah’s The Dog Ate My Wallet blog, I spent a year without much income (roughly $12,000). This lit a collection agency fire to the huge mound of debt I’d already wracked up, wrecked my credit rating and emptied my savings. During this period I was renting a house in a nice neighborhood for far less money than I would have paid to own a home. I hated the house. It was a leaky, old 800 square foot bungalow...

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Getting Things Done (GTD) or Creativity: Which Is More Important? Our Thursday Cuppa Joe Discussion
Apr19

Getting Things Done (GTD) or Creativity: Which Is More Important? Our Thursday Cuppa Joe Discussion

On Thursdays we grab a cup of coffee and talk about issues and opinions. Join the fun in our comments!   The Other Guy (OG) and I run a quirky house here. We try to balance straightforward financial advice with fun topics. Sometimes it works and sometimes it doesn’t. Either way, as I’m sure you can see, we’re having a blast and bringing you along for the ride. Wouldn’t it be better if we did one or the other? Wouldn’t...

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Are Senior Workers As Respected As They Should Be?–A Cuppa Joe Discussion
Mar29

Are Senior Workers As Respected As They Should Be?–A Cuppa Joe Discussion

My dad is a GM retiree. Where do your thoughts jump when you read that statement? I was in a coffee shop recently where two men were talking about legacy costs…paid out to people like my dad. These were both younger workers, and the opinion seemed to be that people like my dad are an unnecessary tax on the system. One guy said, “Those people should have saved more money. If they’d saved, they wouldn’t need that pension.” I know that...

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Goal Setting and Pretty Retirement Charts – Our Cuppa Joe Discussion
Mar22

Goal Setting and Pretty Retirement Charts – Our Cuppa Joe Discussion

Every Thursday we grab a cup o’ Joe and talk opinions on financial matters…..today we’ll chat about goal setting and workplace retirement plans. My opinion: Do you know those 401k asset allocation charts in the front/back/middle of your workplace retirement plan booklet? They’re color coded circles of slick graphics, and are often found at the conclusion of a survey about the amount of risk you should take in...

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