Sometimes, catastrophe strikes when you least expect it. Maybe you suddenly become unemployed, and your bank account isn’t holding up. Maybe someone stole your debit card number and some of your money is gone.
Whatever the reason, you couldn’t pay your mortgage on time. And, now, you’re late.
While falling behind on your mortgage is cause for concern, it doesn’t have to result in disaster. There are things you can do to get back on track fast, possibly preserving your credit score in the process. Here’s what you need to do. [Read more…]