Whether it’s a fresh idea rooted from your ingenuity or an inspired one, owning and running your own business can be exciting. [Read more…]

Generation after generation, people realize the value of life insurance. Life insurance is a savior that helps your family cope financially even when you are no longer with them. Life insurance is the foremost important policy to invest your hard-earned money. Life is uncertain and we never know what might happen when. Hence, it is always better to take precautions instead of ending up in a difficult position where your family will suffer. The only problem is that people often cannot make the right choice and get confused regarding which policy best suits their needs. With life insurance, there are three main options; it becomes challenging to choose the right one, and people often get stuck. [Read more…]

Gold has not only maintained its value over the ages but has continuously gotten pricier and rarer. Like the kings and merchants of the centuries past, many investors see this and latch on to it for more than its elemental properties. The many benefits of gold can yield to an investment portfolio is certainly not something to be belittled.  [Read more…]

 They may seem ambitious, but many folks worldwide are making drastic lifestyle adjustments while increasing their investments and savings to attain financial independence within a few years of working. The idea of depending on an income until age 65 or so to pay the bills and accumulate enough funds for a comfortable retirement is scary to them. [Read more…]

Whether it’s merely out of boredom from so much social isolation, or it’s a desperate move to earn a bit of income, 2020 was marked with a sudden increase in novice investors. This sudden spike in both interest and in investors can be attributed to the advent of free stock trading apps such as Robinhood.  [Read more…]

Whether you’ve been in your home for months or decades, sometimes it is time for a change. Renovations can be an excellent way to put your own stamp on a property and let your creativity shine.  

Funding a renovation can be challenging but by no means impossible. Read on for some of the most important things you need to know about financing a home renovation. [Read more…]

A personal loan is an unsecured loan taken by individuals from banking or non-banking financial institutions to meet their personal needs. Financial institutions provide it based on an individual’s credit score, income level, employment history, and repayment capacity, etc. In any case, if there’s a bad credit score, then you can get a 1000 dollar loan at PersonalMoneyStore.com irrespective of your credit history.  [Read more…]

A brief history of checks

There is evidence of checks as far back as the third century BC in India, where the Maurya Empire used an adesha, which was an order that a banker would use to pay a third party. There is also compelling evidence of praescriptiones, a pre-cursor to the modern check, being used in ancient Rome in the first century BC.  [Read more…]

Retirement is supposed to be a time of rest, relaxation, and fun. You’ve spent your entire adult life working and now you’re ready to take it easy for a while. However, in order to do this, you need to have money. Without a job, this typically means a loss of income. And while you may have a pension or social security to rely on, these aren’t always enough to fund the things you really want to do. Therefore, you need to find some ways to bring in some extra funds. Below are some ways you can find some extra cash during your retirement and do the things you’ve always wanted to do. [Read more…]