There’s so much buzz around insurance CRM (Customer Relationship Management) companies and their ability to help businesses grow. These partnerships can make the insurance industry even more competitive, particularly among small and mid-sized players. This article will look at what these collaborations entail and the reasons why insurance CRMs can be an excellent addition to your business. [Read more…]
Some people, when they take out a loan, don’t even ask the question, “What if I can’t pay? It seems like that can’t happen. But anything can happen in life, so it’s best to understand in advance what can happen if you have a loan and no money. With the support of MyFin Service (click here), I’ll tell you everything I know about it. [Read more…]
If you are keen to start a small business but don’t have a lot of cash, then you will be pleased to note that many business ventures do not require a small business loan or large cash injections from the outset. A high percentage of small businesses fail within their first two years of trading, which must be a concern. So, if you are looking for some low-risk business ideas – keep reading.
The saying is true: old habits die hard. And that saying applies to financial habits, both healthy and unhealthy, for those of us who are in debt.
Healthy financial habits are conducive to living the lifestyle you want without wasting money or going further into debt when you don’t have to. Healthy financial habits include spending within your means, saving when possible, and setting aside money for emergencies, the future, and your dependents (for instance, setting aside money for your kids to attend college).
There’s no denying the economic impact of the COVID-19 pandemic has been severe. While large companies like J.C. Penny and others have filed for bankruptcy, many individuals are still out of work, despite their being a glut of jobs that simply don’t pay enough to live on. Add to this hyper-inflation and empty shelves at the hardware and grocery stores, and you have a recipe for economic disaster.
The global spread of the COVID-19 virus has dramatically changed the lives of millions. As countries impose nationwide lockdowns for public health safety, many companies decided to lay off or furlough their people—putting a dent in many household incomes. [Read more…]
The concept of insurance looks simple enough: It is an income replacement tool to make sure your beneficiaries can be protected financially after you pass away. This is one of the reasons why people buy insurance policies. [Read more…]
The United States has one of the best yet complicated health care systems. Health care can cost a lot in this part of the world. Someone once said, “many are just one doctor’s visit away from going broke.” He couldn’t have said it any better.
A visit to a health care provider (hospitals, pharmacies, physicians, laboratories, etc.) can cost you thousands of dollars, even more. What’s sad about this is that a large chunk of the U.S. population cannot afford to be sick. Well, that used to be the case. Thankfully, we now have health insurance plans, which are programs that offer a means of cost reduction, at least to reasonable amounts.
Quant Hedge Funds come in all shapes and sizes, from small firms with a handful of employees to international funds with a presence on three continents. A larger asset base does not always imply a larger number of employees; rather, the size of a Hedge Fund’s staff is likely to be determined by the number of strategies it employs. Quant Hedge Funds does not involve into an unhedged long strategy of individual stock picking, rather than works upon equity or some fixed income source. For more you can find quantitative hedge fund strategies here. [Read more…]
Retirement means staying in bed till late and going to bed whenever you want. No job or boss doesn’t mean you’re free from financial planning, though. Life after retirement can become trickier and more challenging. [Read more…]