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The Free Financial Advisor

You are here: Home / Archives for Susan Paige

Investment Property Insurance: 5 Things To Know

February 16, 2022 by Susan Paige Leave a Comment

 

Generally, insurance cover aims to protect you from eventualities and restore order in your life or business after a sudden catastrophic event. In this context, property insurance broadly covers real estate holdings. [Read more…]

Filed Under: Personal Finance

How to manage your finances with peace of mind and being happy 

February 11, 2022 by Susan Paige Leave a Comment

The long months of lockdown and restrictions have triggered a strong desire for freedom in people’s minds, pushing them more and more towards completely new activities to be enjoyed to the full, with gusto and fun, without any kind of limitation. This is not an entirely unexpected reaction: if one of the most venerable principles of physics is still valid – to every action there is an equal and opposite reaction -, after months and months of draconian restrictions and measures that even affected people’s freedom of movement (even in their own neighbourhoods, effectively confining them to their homes), each individual, faced with the timid reopening that each country began to grant, inevitably felt a strong desire for freedom, manifesting it also through the selection of new activities and pastimes capable of triggering a strong feeling of freedom, personal redemption and, ultimately, rebirth.  [Read more…]

Filed Under: Personal Finance

6 Pros And Cons Of Payroll Business Loans

February 8, 2022 by Susan Paige Leave a Comment

Typically, employees can be considered valuable assets to your company. They play an integral role in the growth and success of your business operations. As such, they deserve to get compensated for all the work they’ve done for your organization. This means regularly paying them their salaries, wages, and other statutory benefits. When you fail to pay your employees their compensation, your business may be in huge trouble.   [Read more…]

Filed Under: Personal Finance

First Time Applying for a Mortgage? 6 Expert Tips to Boost Your Chances 

February 7, 2022 by Susan Paige Leave a Comment

Your home is one of the biggest financial investments you’ll ever make in your lifetime. If you’re like most people, you’ll need the help of a mortgage to make it happen. Mortgages are viewed as the default way to finance a house, but that doesn’t guarantee that you’ll qualify for the one you want, especially if you’re a first-time homebuyer. The entire process can be daunting and overwhelming as there are tons of steps involved, and anyone new in the real estate market may not know all the best practices. So, how do you make yourself more attractive in the eyes of your lender? Read more to learn six expert tips to boost your chances. [Read more…]

Filed Under: Personal Finance

Top 7 Benefits of Applying Accountants Pre-employment Tests

February 2, 2022 by Susan Paige Leave a Comment

A job market is a tough place these days. With so many unemployed people looking to get hired and employers looking to hire, new hiring tools have been implemented.

One of those tools is the pre-employment skills assessment tests that employers use. The purpose of these tests is to evaluate an applicant’s skills and knowledge as they show potential for the profession. [Read more…]

Filed Under: Personal Finance

Is Selling Your Home the Best Choice?

January 31, 2022 by Susan Paige Leave a Comment

Selling a home is the biggest decision one will ever make. Considering that a home is the most valuable possession you could ever have, selling it is not easy. However, some situations, such as moving, may necessitate you to sell your home fast. However, selling a house has to be done right; this will guarantee you good money and a better lifestyle. However, selling the house at the wrong time may put you at risk and more trouble in future years. Therefore before selling a house, it is essential to factor in the market conditions to guide you on the best time to sell a house. However, market conditions are not the only things you need to factor in;  [Read more…]

Filed Under: Personal Finance

Save Money on Your Mortgage by Negotiating These Fees

January 28, 2022 by Susan Paige Leave a Comment

After all the haggling you do to get the best price on your home, and all the work you put into your credit to get the best interest rate, it can be disappointing to realize that closing on a home comes with thousands of dollars in bank and legal fees. You need to pay for multiple inspections, an appraisal, attorneys’ fees, title insurance – and that’s just the tip of the iceberg. [Read more…]

Filed Under: Personal Finance

6 Efficient Ways To Save Fuel

January 24, 2022 by Susan Paige Leave a Comment

Fuel is defined as any material that can be heated or burned to produce energy. These materials can be oil, gasoline, coal, or petroleum. It’s a non-renewable resource that’s used in everyday life. Nevertheless, once they’re all used up, fuel energy sources can no longer be replenished or replaced.  [Read more…]

Filed Under: Personal Finance

The Cost of Medicare Plan G In 2022

January 20, 2022 by Susan Paige Leave a Comment

 

At the end of 2021, the new 2022 Medicare premiums, Medicare Advantage plans, and Part D plans were announced. Many people were shocked that the Medicare Part B premium increased more than $20 per month. Those who were enrolled or looking to enroll in a Medicare Supplement Plan G in 2022 wondered what the cost of that plan would be.  [Read more…]

Filed Under: Insurance, Personal Finance

7 First Home Buying Tips

January 18, 2022 by Susan Paige Leave a Comment

When buying your first home, you’re bound to experience many ‘’Oh wow, nobody told me this’’ moments — more than you could possibly hope for. [Read more…]

Filed Under: Personal Finance

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