Average Joe’s Money Blog
-Our resident bloggers, AverageJoe and OG, writes what informative and interesting posts at least three days a week.
Monday through Thursday - They bring financial planning news, strategies and tips.
On Fridays Joe shares his choice for the Blog Post of the Week!, where he crowns a blog writer as the winner in his soon-to-be-esteemed competition.
Whether you’re looking to change careers, enhance your skills, or simply follow a passion, there are a number of options to choose from in terms of online courses.The accountancy field is growing in popularity in today’s job market and is ideal if you like or prefer to work with numbers, although the coursework is demanding. There are many online accounting degrees offered by respected and reputable programs, but one of the biggest challenges you will face is finding a program suitable for you. Below are four things you should...read more
Let’s turn our attention to business owners before the weekend! Looking for ways to make your business surge? When I was an advisor, small business owners would ask me to help them attack their problems. Often I’d find people lacking in these three areas. Clean Up Your Dashboard Not only can you run your business from one single platform….you’ll save time and avoid aggravation. Here’s the analogy: you’re headed on a road trip. Do you have five dashboards or just one? Whether you’re a business person...read more
According to the Economic Policy Institute, the average family budget for a two-parent and two-child family runs $48,166 in Marshall County, Mississippi, to $94,676 in New York City. Meanwhile, costs like childcare in Washington D.C. for just one child run $1,318. The institute found even in solid economic conditions, low-wage jobs would not cover basic family needs. Annual wages for a full-time minimum wage worker run $15,080 which makes it difficult, if not impossible, to live in even an inexpensive area. While you may not be able to...read more
Nearly everyone has seen a sci-fi or futuristic movie that shows a dystopian future where television has gone out of control, featuring thousands of channels with nothing worth watching. Unfortunately, that future seems more realistic every day, and with the continuously rising prices of cable and satellite television, many people are choosing to cut the cord and switch to other alternatives. The FCC recently completed a study showing the average basic cable bill is over $64 per month before taxes and surcharges, and that doesn’t include any...read more
Own a business? It’s your lucky day! Here’s a way to stretch more money out of 2015….. What hopes do you have for your business in the New Year? Would you like to grow, or add new locations? Getting a grip on your cash flow, inventory, and day-to-day operations is the best step that you can take. By changing to a live inventory system with a POS system you can understand everything that’s happening with your business. First Steps New Year’s resolutions are typically easy to make but hard to follow through on, but making a...read more
Start-up companies and SMEs that have managed to survive the economic crisis are now looking at brighter business skies. However, even though the growth reported by SMEs has risen in the last year, there is still a marked reluctance by banks and major lenders to provide financing for smaller firms. In order to fund growth and development, many SMEs are turning to alternative finance sources. One way in which companies can free cashflow is by using an invoice finance or factoring service. If you are interested in securing finance for your...read more
Today we’re pretty excited about owning online properties. I thought it’d be worthwhile to explore all of the benefits, especially for people reading this blog considering jumping into the fun! Instead of hoping for a dream job and a big salary, owning your own online business can open many doors for you and buy you more benefits. On top of the perks many people talk about, like working from home and flexible hours, it also can keep costs down, helping you financially. Internet businesses normally operate at a fraction of the cost...read more
Only 30 percent of Americans prepare a long-term financial plan including investment goals, states a poll by Gallup. That means 70 percent of people are figuring out their financial plans as they go and hoping the numbers add up somewhere along the way. If you want to be part of the 30 percent, there are ways to simplify the financial planning process from paying bills to knowing where to invest. Take the tedium out of creating a budget and savings plan by downloading a few apps to your smartphone to put you on the right track. Mint Simplify...read more
Wouldn’t it be nice to stroll around your living room before work with a donut in one hand and a cup of coffee in the other feeling like the king (or queen) of your castle? The house is yours. Hooray! After years of apartment serfdom, you finally own the place. Well…sort of. There’s that mortgage again, nagging at you. Of course, you should never rush into a big financial decision, and having a mortgage can be a really sensible way of staking your claim on the property ladder. But there’s no better way to feel like you own the place than,...read more
Cleaning products can be quite expensive. You are mostly paying for the brand name and the convenience of the item. There are quite a few things you can do to reduce these costs significantly. Essentially, you can spend less than $5 per month to make your own cleaning products or purchase the at dollar stores. Cleaning rags and sponges can also be washed or put in the dishwasher for reuse. Use a Bagless Vacuum Rather than having to purchase vacuum cleaner bags, use a bagless option. All you have to do with these is clean the filters and...read more