The Free Financial Advisor -

Posted by TheOtherGuy on Apr 1, 2011

Income Taxes

Free Money? Here’s How: A great tax strategy is like free money falling from the sky. Different than offers on the internet and in the mail, this cash isn’t attached to some come-on. Usually, I’ll get phone calls from a telemarketer badgering me. I accept a free room at a hotel and spend the next day saying “no thank you” to time-share hustlers. Tax strategies, though, are the free money that...

Posted by TheOtherGuy on Apr 1, 2011

Cash Reserve Emergency Fund

The Basics Step one in any good financial plan is saving a rainy day emergency fund nest-egg. If you want to skip this step, consider this: - Has your muffler ever dragged behind your car? - Has your washing machine or refridgerator ever stopped running? - Have you ever had your credit or debit card declined because your bank account was empty? These are only three of a million reasons to have an emergency...

Posted by TheOtherGuy on Apr 1, 2011

Retirement

RETIREMENT RISKS I was thinking the other day about risk. Maybe it was the fact that my children are 15 and are learning to drive. Maybe it was my doctor scheduling my annual physical. Whatever. It was on my mind. I began thinking that although it may be hard with 15 year olds, retirement is a particularly precarious time. If you’re like me, you want to retire and enjoy yourself without worrying where...

Posted by TheOtherGuy on Mar 30, 2011

Average Joe’s Money Blog

-Our resident blogger, AverageJoe, writes what he thinks are informative and interesting posts on four days a week. On Monday, for people who can’t be bothered to read, he hosts the Two Guys and Your Money podcast along with theOtherGuy. The show includes a roundtable of financial bloggers from all around the interwebs so you actually might glean a piece of financial advice or two. Bonus!...

Posted by TheOtherGuy on Apr 19, 2011

Insurance

Three Steps to Better Insurance Decisions One of my many tasks as a financial advisor was to review insurance policies. Sometimes clients would be paying too much and it was always a thrill for them to discover ways to save money. Just as often, they had the wrong type of coverage altogether and needed to retool their insurance strategy. I’d have to explain to clients that evaluating insurance is more...