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You are here: Home / Archives for Susan Paige

COVID-19 Concerns: How to Cover Healthcare Without Insurance

April 6, 2020 by Susan Paige Leave a Comment

Getting proper healthcare is something that most people take for granted. After all, most people get sick at least once a year. No matter what your lifestyle is like, it’s hard to avoid at least coming down with the common cold.

So what should you do when you need to visit your doctor but you don’t insurance? You’ve come to the right place for answers.

[Read more…]

Filed Under: Personal Finance

How and What Affects Credit Rating Negatively

April 1, 2020 by Susan Paige Leave a Comment

 

Credit rating is the evaluation scorecard assigned to a prospective borrower in relation to their credit risk. Borrowers can be individuals, companies, or state governments. This rating is used by lenders to predict the probability that a borrower is likely to pay or default the loan. Credit bureaus, and not the lenders, formulate the score. The analysts in these agencies use the information provided by the prospective borrower, information on the public profile, and other unspecified sources to qualitatively and quantitatively determine the creditworthiness of and individual, state, or company. [Read more…]

Filed Under: Personal Finance

7 Common Mistakes People Make Regarding Debt Management

March 30, 2020 by Susan Paige Leave a Comment

It isn’t unusual for many people within a single neighborhood to feel overwhelmed by debt. It’s so easy to slip into debt these days that just about every household has had some kind of struggle with repaying a loan, including emergency repairs to homes or autos, unexpected medical bills, or long-lasting student loans.

[Read more…]

Filed Under: Personal Finance

Does Health Insurance Affect Your Taxes?

March 30, 2020 by Susan Paige Leave a Comment

Insurance and tax premiums have one thing in common. We love to hate paying both of them. However, as much as we hate paying these taxes and insurance, paying them is mandatory.

Health insurance is something most Americans can’t live without. Fortunately, there are so many types of health insurance, and the premiums for health insurance are relatively cheaper than other insurance covers.

[Read more…]

Filed Under: Personal Finance

Managing Student Loan Debt: How to Deal With Student Loans

March 30, 2020 by Susan Paige Leave a Comment

The student loan debt in the United States currently stands at around $ 1.6 trillion. This crisis is made worse by the fact that only a small fraction of the 45 million borrowers have been diligent in their repayment plans.

Well, there are varying justifications as to why much of the national student debt loan is still unpaid. Most borrowers remain committed to paying their student loans. However, unemployment and the high cost of living top the list of constraining factors when it comes to adhering to repayment plans.

[Read more…]

Filed Under: Personal Finance

First-Time Home Buyer? Here’s Your Guide to the Home Loan Process

March 30, 2020 by Susan Paige Leave a Comment

Buying your first home is one of the most exciting milestones you’ll ever experience!

It’s so exciting to picture how your life will change when you have your very own place; the holidays spent there, the projects, and the day-to-day memories.

[Read more…]

Filed Under: Personal Finance

How Much Do I Need to Save for Retirement? A Helpful Guide

March 24, 2020 by Susan Paige Leave a Comment

The median American household only has $11,700 in savings. Some people manage to be super-savers while others fall behind, and many have no savings at all.

If you want to have money in retirement, you’re likely asking, “How much do I need to save?” You’re asking the right questions, and we are here to help you get on the right track. If you’re already saving, we will help you figure out even better ways to boost your savings for a brighter retirement.

[Read more…]

Filed Under: Personal Finance

Structured Settlements vs Annuities: What’s the Difference?

March 23, 2020 by Susan Paige Leave a Comment

Legal settlements are often thought of in lumps sums: $25,000 or $250,000 or even $2,000,000. While may settlements do arrive in lump sum form, there are also other options that a plaintiff can take.

If you want to avoid a one-time payment in favor of regular payments, you can choose a structured settlement, which can also come in the form of an annuity.

[Read more…]

Filed Under: Personal Finance

The Basic Types of Financial Statements to Report to Your Stakeholders

March 19, 2020 by Susan Paige Leave a Comment

If you’re going to invest in a business, you need to make sure that the business model is sound and that the business is profitable for years to come.

For business owners, financial statements are necessary in order to get a loan or convince your business is on solid footing.

[Read more…]

Filed Under: Personal Finance

Animal Wound Care Market

March 18, 2020 by Susan Paige Leave a Comment

The Animal Wound Care Market report consists of a comprehensive compilation of market forecast, framework, potential, and economical influences. The report encloses an accurate analysis of the drivers, restraints, opportunities and trends with DROT analysis. The authors of the Animal Wound Care Market report have presented qualitative and quantitative evaluation of the macro- and microeconomic factors impacting the growth of the market.  [Read more…]

Filed Under: Personal Finance

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