2 Guys and Your Money – 5 Dumbest New Year’s ResolutionsJanuary 15, 2014 by Average Joe Leave a CommentNot really a reader? We take yesterday’s post and magically turn it into a podcast! You are welcome. SHOW NOTES<> OpenBook me mention: Flow: The Psychology of Optimal Experience Average JoeA 16 year veteran of the financial planning and financial media circus. Lover of hamburgers and ice cream.