Average Joe’s Money Blog

Average Joe’s Money Blog



-Our resident blogger, AverageJoe, writes what he thinks are informative and interesting posts on four days a week.

On Monday, for people who can’t be bothered to read, he hosts the Two Guys and Your Money podcast along with theOtherGuy. The show includes a roundtable of financial bloggers from all around the interwebs so you actually might glean a piece of financial advice or two. Bonus! Listen to the show on iTunes or your smartphone Stitcher app.

Tuesday he shares informative articles on personal financial investing topics such as debt management, investing and insurances. Unfortunately, these are fairly serious.

Thursday the Other Guy takes over blogging duties and puts his unique spin on financial planning topics.

On alternating Fridays Joe shares either another financial story (usually a current events piece to use as conversation starter material at your next party), or the Blog Post of the Fortnight!, where he crowns a blog writer as the winner in his soon-to-be-esteemed competition.

How Much Can You Actually Save with Cheap Van Insurance?

Posted by on Apr 29, 2013 in investment types | 2 comments

Own a business? Insurance can be such a pain. Here’s one way to take the pain out of insuring your company auto. We are all aware of how important it is for a company to possess the correct insurance for its vehicles. This is particularly true if the majority of an organization’s operations center around the transport of goods and services. In this respect, van insurance is all but essential for the security of ongoing operations and it is even becoming more common for customers to decline the services of a company whose vans are...

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Around The World In Less Than $20k – 2 Guys and Your Money #38

Posted by on Apr 29, 2013 in Podcast | 7 comments

Podcast: Play in new window | Download Have shows come automatically to your iPod! Use the 2 Guys iTunes page here. Listen to shows on your smartphone! Try the Stitcher app here Want to listen at your computer later? Right click the podcast and save the file to your desktop.   Monday, Monday. It’s the perfect day to peer out the window and dream about…..well, how about traveling around the world on less than it would cost to sit at home? It sounds good to us, too, which is why this week on the show we interview...

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Time, Travel, and ATMs — Choosing the Right Bank

Posted by on Apr 28, 2013 in Banking | 9 comments

Time, Travel, and ATMs — Choosing the Right Bank

Time is money, they say, but that’s not always true. The two must work together if you want to choose the right bank for you. With so much choice, and with life taking us all kinds of places these days, quick decisions about banking are hard — that’s if you can make them at all. If you’re having trouble making your mind up about where to do your personal banking, asking yourself these questions will lighten this load.   Does the bank have presence?   Normally, banks will charge you if you draw money out of an ATM owned by...

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Saving Money on Athletic Equipment: How Do You Lower The Cost?

Posted by on Apr 25, 2013 in Productivity | 20 comments

Saving Money on Athletic Equipment: How Do You Lower The Cost?

Todd is the co-founder and content manager at Fearless Men, a blog on Manliness that inspires men to grow strong, get fit, be wise, kick fear in the face and become a better man. There’s no way to count how many pieces of athletic equipment are out there. They claim to burn fat, build muscle, and to make Chuck Norris appear in your bedroom. Or Sofia Vergara. Whoever you prefer. Working out can be expensive. Whether you’re going to an expensive gym or buying paint buckets of protein powder, it’s a realm that you can easily blow cash on....

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3 Easy Steps to Increasing Investment Returns

Posted by on Apr 23, 2013 in Investing | 37 comments

3 Easy Steps to Increasing Investment Returns

Hello Free Financial Advisor readers! I’m Marvin from Brick By Brick Investing, a blog that focuses on teaching the average joe how to invest in the stock market and grow their wealth in order to achieve financial independence. It’s my pleasure to have you as my audience today. If I could explain one thing to investors it would be this… Investment returns are not the number one factor in regards to building wealth through the stock market. Now before you strike me down and start to curse my name hear me out. I pride myself in...

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Building Wealth with Barbara Friedberg – 2 Guys and Your Money #037

Posted by on Apr 22, 2013 in Podcast | 2 comments

Building Wealth with Barbara Friedberg – 2 Guys and Your Money #037

Podcast: Play in new window | Download It’s a short show this week as we give the team a much deserved week off. Instead, Joe discusses Barbara Friedberg’s new book, How to Get Rich: Wealth Building Guide For The Financially Illiterate. This month is Financial Literacy Month. For more great posts on financial literacy and how you can learn more about successful money management, check out Shannon’s carnival at The Heavy Purse. Enjoy! As always, show notes will materialize here during the day on Monday.   Show...

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Saving Money Isn’t Work: It’s a Mindset Shift

Posted by on Apr 20, 2013 in budget tips | 11 comments

Saving Money Isn’t Work: It’s a Mindset Shift

When I’ve given speeches at community groups, I’m often surprised to hear, “This sounds like a lot of work.” It’s hard to know what to say to this. Do I say: -       “But it’s worth it.” -       “Not really” or even, -       “Maybe a little work, but it focuses your mind on saving instead of spending” None of these approach the truth. Saving money isn’t easy or hard….it’s a complete mindset change.   Finding Opportunity Where You Don’t Expect   As I wrote in Can’t Save? Write it...

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Average Joe’s Friday Read-Along: Documents and Plans Edition

Posted by on Apr 19, 2013 in Carnival | 16 comments

Average Joe’s Friday Read-Along: Documents and Plans Edition

A sad reminder of the times: Cheryl wanted to have a meeting this weekend to review “where everything is kept.” She wants us both to be clear about where we keep account passwords, insurance policies, estate documents, and to establish who we call first in the event of needing help after a severe disability or death. It’s sickening why we need to have this meeting, but we’ll have it. On a better note, we have some huge news coming up in the next few weeks. I realize that what’s “HUGE” to me is slightly interesting to maybe 4...

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Three Steps to an Iron-Clad Protection Plan

Posted by on Apr 18, 2013 in Insurance | 9 comments

Three Steps to an Iron-Clad Protection Plan

“No one knows the day or the hour…” Unfortunately, that phrase is so true.  We here in the O.G. house, along with the whole FFA crew, join those across the world in thinking about (dare I say ‘praying for’) those impacted by the terrorism in Boston, the terrible storms in the Midwest, and the explosion in Texas.  The phrase “when it rains, it pours” comes to mind. These recent events have encouraged me–nay, they’ve compelled me, to write another bit about protection planning.  There are three crucial pieces to a...

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5 Ideas That Shaped My Career

Posted by on Apr 16, 2013 in book review, Productivity | 39 comments

5 Ideas That Shaped My Career

Reading can be the difference between a good career and a great one. How are you taking control? Last week I went all “Joe Negative” with my 5 pieces of bad advice from investment gurus. The goal with that piece wasn’t to be argumentative…it was to help people realize that no advisor is infallible, and although starting with the guru is good, finishing with your own plan is better. This week, to prove just how optimistically positive I can be, I thought it’d be great to review the top 5 pieces of career advice I’ve ever read from...

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