Years ago, it was hard to be sure you were getting the best deal on a product or service, as you had to get individual quotes from multiple providers yourself.
Today, you can buy almost anything through price comparison websites, but that still doesn’t mean you’re getting the best deal or seeing everything the market has to offer.
It’s important to take the time to use comparison sites properly and not just trust what they say implicitly. Here are some of our top tips on how you can use price comparison sites to your advantage and get yourself the best possible deal every time.
Decide what you want before you start your search
The first thing to do when searching for a product or service is to decide exactly what you want. Let’s say you’re looking for life insurance quotes. You must decide how much life insurance cover you need, whether you want cover for your entire life or only up to a certain age, or if you want an income protector with your cover. If you don’t know what you want when you start comparing prices, you could buy a policy that doesn’t meet your needs, or you may not be aware of the average premiums for life cover and so end up paying more than you should.
Not every company is on comparison sites
Price comparison sites feature a lot of different companies, but not every business works with these sites and allows them to show their prices. Because comparison sites charge businesses fees, some companies may prefer to deal directly with customers. It’s therefore important that you check out the businesses that don’t advertise on price comparison sites to see if they could offer you a better deal.
Compare solutions and prices
When you’re comparing important services, such as life insurance, you need to think not only about the price, but also the solution each provider offers. A policy may appear cheaper at first glance but may work out more expensive when you consider how little it covers. Take a look at all of the details of each policy to make sure you’re 100% happy with everything that’s been laid out in it. You can also load each solution in a different tab so that you can get a feel for which one would be most suitable for you. If you are unsure and want some advice, see if there’s a live chat option where you can speak to a customer service operator or give them a call.
Be flexible in your search terms
You might save some money by being more flexible with your searches. For example, if you’re looking for a service provider, consider exploring companies that operate a little outside your local area, not just those that are close by. This will allow you to review the prices and service offerings of a wider range of providers and potentially find an even better deal.
Some deals aren’t on price comparison sites
Many price comparison sites only show you the standard price of items or services, not taking into account that you may already be an existing client of a business and be entitled to a discount, for example. Similarly, you may be able to get a better deal if you purchase multiple items or combine several services into one package. Always check a business’s original website to find out what specials they may have.
Customer service is also important
Depending on the item you’re looking to buy, good customer service can be just as important as the product or service itself, especially when it comes to businesses like insurance companies. Customer service is an important part of business, but some companies overlook this in favour of offering cheap goods and services. Before committing to a specific business, explore their ratings on review sites to see if they will offer you the treatment you expect.
Price comparison sites are a great way to save yourself time and money, but remember, you should still do some research on your own before you make your choice, particularly if you’re going to be spending a lot of money on something. Remember to use these top tips to make price comparison sites work for you.