Can a Robo-Advisor REALLY Beat Passive Investment Strategies?
Apr06

Can a Robo-Advisor REALLY Beat Passive Investment Strategies?

If you’re familiar with the basics of investing, then I’m sure you’ve heard of terms like “mutual funds” and “ETFs.” In a recent Yahoo! Finance article, robe-advisor firm Wealthfront challenges the status-quo by saying that their direct investing approach will beat ETFs at their own game. Really? So will this happen? Let’s take a look. In case you aren’t too familiar with the concept or you just need to shake off the rust,...

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How and Why People Invest In Gold
Feb06

How and Why People Invest In Gold

A reader recently asked me if they should invest their cash reserve in gold. Probably not…. Gold is a misunderstood investment. Some view gold as eternally safe (when it is anything but); some see it as a glamorous means to short-term gains; and some misunderstand the market entirely in terms of how, exactly, it moves in correlation (or not) with or against other asset classes. Let’s set some of these misunderstandings...

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3 Smart Things 20-Somethings Can Do With a Tax Refund
Jan24

3 Smart Things 20-Somethings Can Do With a Tax Refund

Unless you left with an accounting degree, filing your first tax return after college can be a little deceiving. A couple government checks in the mail this summer might feel like a consolation prize for a dues-paying job, and you deserve to be king for a day, right? Hold on a minute. We have a few ways you 20-somethings can make the best use of your tax refund. Perhaps the Most Underrated: Start Saving If you get your refund...

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Choosing The Right Investments For Your Needs
Dec05

Choosing The Right Investments For Your Needs

Here’s the million dollar question: where do you put your money to make it grow toward riches? Gurus who want to keep you in the dark use labels for investing like “hard” and “difficult”….and it can be. However, on the most basic level, it also can be the easiest thing in the world. You just need to start. But why don’t people start? Most people I worked with were worried they be wasting their...

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7 Killer Personal Finance Lessons to Go From Couch Potato to IRONMAN
Nov26

7 Killer Personal Finance Lessons to Go From Couch Potato to IRONMAN

Humans by nature have a competitive drive that compels them to succeed. Great athletes are committed to their training because they want to be the best, and anything less than a championship isn’t enough. If you’re not an athlete, this urge to prove yourself often manifests itself in the car you drive or the house you live in. But to properly manage your money, you need the dedication of a pro athlete to train your mind and create...

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5 Apps To Simplify Your Finances
Oct02

5 Apps To Simplify Your Finances

Only 30 percent of Americans prepare a long-term financial plan including investment goals, states a poll by Gallup. That means 70 percent of people are figuring out their financial plans as they go and hoping the numbers add up somewhere along the way. If you want to be part of the 30 percent, there are ways to simplify the financial planning process from paying bills to knowing where to invest. Take the tedium out of creating a...

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