7 Killer Personal Finance Lessons to Go From Couch Potato to IRONMAN

Humans by nature have a competitive drive that compels them to succeed. Great athletes are committed to their training because they want to be the best, and anything less than a championship isn’t enough. If you’re not an athlete, this urge to prove yourself often manifests itself in the car you drive or the house you live in. But to properly manage your money, you need the dedication of a pro athlete to train your mind and create...

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5 Apps To Simplify Your Finances
Oct02

5 Apps To Simplify Your Finances

Only 30 percent of Americans prepare a long-term financial plan including investment goals, states a poll by Gallup. That means 70 percent of people are figuring out their financial plans as they go and hoping the numbers add up somewhere along the way. If you want to be part of the 30 percent, there are ways to simplify the financial planning process from paying bills to knowing where to invest. Take the tedium out of creating a...

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Answers to the Most Common Questions About Structured Settlements

Why so much confusion about structured settlement? Structured settlements are becoming highly popular these days, partly due to the benefits they provide and partly due to the flexibility they offer to the holder. According to Einstein Structured Settlement, Structured settlements are regarded much well as compared to other types of investment in the sense that they are oriented towards the needs of the owner. Despite all the...

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Starting a Business? Beware These 5 Company-Killing Pitfalls
Dec10

Starting a Business? Beware These 5 Company-Killing Pitfalls

‘Tis the season. You’re sick of your job and the boss gives you a few days off for good behavior. After too much egg nog and not enough sleep you make the decision of a lifetime. You start a business. It’s easy to do. According to Forbes, over 540,000 business are created in the USA every month. Sadly, most of these are destined to fail. If you open a restaurant, your prognosis is especially dire. Concordia University gives a slew of...

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Forgetting to Rebalance Makes You Wobbly
Nov21

Forgetting to Rebalance Makes You Wobbly

Quick question: What does a good investor have in common with a good tightrope walker? They both remember to rebalance! HA! I’m here all week folks.  Don’t forget to tip your wait staff! Forgetting to rebalance is just as dreadful for an investor as it is for a circus performer.  Let’s talk about why. First, let’s dispense with a definition.   My definition of rebalancing is this: Rebalancing is the act of periodically putting one’s...

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Following the Herd: Great in Nature, Not So in Finance
Oct29

Following the Herd: Great in Nature, Not So in Finance

Have you ever been to a fishery?  I’m talking about the giant fish ladders where all the salmon are swimming/jumping and splashing?  It seems like there’s a never ending stream (pardon the pun) of fish – and they’re all heading in the same direction. Following the herd works well if you’re a fish – or nearly any animal in nature – because there are strength in numbers.  But does it work well in investing? Not so fast, my friends! When...

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