Answers to the Most Common Questions About Structured Settlements

Why so much confusion about structured settlement? Structured settlements are becoming highly popular these days, partly due to the benefits they provide and partly due to the flexibility they offer to the holder. According to Einstein Structured Settlement, Structured settlements are regarded much well as compared to other types of investment in the sense that they are oriented towards the needs of the owner. Despite all the...

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Starting a Business? Beware These 5 Company-Killing Pitfalls
Dec10

Starting a Business? Beware These 5 Company-Killing Pitfalls

‘Tis the season. You’re sick of your job and the boss gives you a few days off for good behavior. After too much egg nog and not enough sleep you make the decision of a lifetime. You start a business. It’s easy to do. According to Forbes, over 540,000 business are created in the USA every month. Sadly, most of these are destined to fail. If you open a restaurant, your prognosis is especially dire. Concordia University gives a slew of...

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Forgetting to Rebalance Makes You Wobbly
Nov21

Forgetting to Rebalance Makes You Wobbly

Quick question: What does a good investor have in common with a good tightrope walker? They both remember to rebalance! HA! I’m here all week folks.  Don’t forget to tip your wait staff! Forgetting to rebalance is just as dreadful for an investor as it is for a circus performer.  Let’s talk about why. First, let’s dispense with a definition.   My definition of rebalancing is this: Rebalancing is the act of periodically putting one’s...

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7 Simple Steps To Sell Your House Faster
Nov11

7 Simple Steps To Sell Your House Faster

My parents are selling their home in Ohio. If you’re interested let me know, because their realtor can’t be bothered to help them through the fairly easy process. USA Today reports that the National Association of Realtors predicts the home selling market to flatten the next several months. If you’re trying to sell your home for more money, this could spell trouble. You’ll see a market which is more competitive and price pressures....

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Following the Herd: Great in Nature, Not So in Finance
Oct29

Following the Herd: Great in Nature, Not So in Finance

Have you ever been to a fishery?  I’m talking about the giant fish ladders where all the salmon are swimming/jumping and splashing?  It seems like there’s a never ending stream (pardon the pun) of fish – and they’re all heading in the same direction. Following the herd works well if you’re a fish – or nearly any animal in nature – because there are strength in numbers.  But does it work well in investing? Not so fast, my friends! When...

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Why You Need to Save Another One Percent Right Now
Sep18

Why You Need to Save Another One Percent Right Now

According to a survey at GoBankingRates, Generation X and Y are way behind on saving for retirement.  Interestingly, Mrs. O.G. just said the other day she fears we’re in the same category (I of course took that opportunity to tell her would could always use a few less trips to the mall and a few more dollars in the investing account…).  The reality is that there are many competing priorities for people our age:  student and car loans,...

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